Retirement, Investments, & Insurance for IndividualsOur insurance productsDisability Income insuranceDisability Income insurance CalculatorCalculate what you need to protect your income

Think of all the things your income helps you pay for - your home, utilities, health insurance and much more. That's why protecting your income with individual Disability Income Insurance may be a priority. It provides you with a monthly payment when you can't work due to a disabling illness or injury - like a financial safety net.

Annual incomeMonthly expensesAbout youAbout your job
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What is your annual income?

Input your gross (before taxes) annual income, excluding bonuses and incentive payments. If you are paid hourly, open the annual income calculator to determine your annual income.

Annual income including Bonus/incentive pay (before taxes) *

Hourly to Annual income calculator

Use this value
Do you have other annual income? *

Input the income from sources other than your regular annual income, such as a partner's income or rental property income. If Yes, we can help you calculate your additional income.




Let's get started

The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment or tax advice. You should consult with appropriate counsel, financial professionals, and other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

This calculator is for illustrative purposes only and is made available as a self-help resource for your planning convenience. The results are based on your inputs and are not intended to be a financial plan or advice from the Principal Financial Group®. Disability insurance has rights, benefits, limitations and exclusions. This is not an insurance contract or a complete statement of its provisions. The estimated monthly cost and benefit amounts are for illustrative purposes only. Actual rates will vary based on a variety of factors, including but not limited to: gender, age, smoking status, benefit amount selected, elimination period, resident state and occupation class. Eligibility is subject to underwriting. Benefits may be taxed based on how you (or your employer) pay for coverage. For costs and coverage details, contact your Principal Life representative.

Please note, we do not sell information about our customers. Read our Privacy Policy for details.

Insurance products issued by Principal Life Insurance Company®, a member of the Principal Financial Group®, Des Moines, IA 50392.

3952387-102024 │ ICC22-800-IDI/HH750 │ 10/2024 │ ©2024 Principal Financial Services, Inc.


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